Water is still warm

Hi Folks, Been guiding with my canoe lately for smallmouth bass.  Big bright blue skies out there with high pressure stalled in Vermont.  Foliage is beginning to look nice.  Nice cold nights and warm days make fall my favorite time to fish.  The surface temperature of the lakes I have been on has been 66 degrees to 67 degrees.  The water does not ever cool off as quickly as the air temperatures in lakes and ponds.  River temperatures tend to vary more widely and quickly.  The wind has been a pain in the butt in the canoe and makes it tough holding the boat in position to fish.  Steady from the NW lately with the  swirling effect.  No top water to bite to speak of and we have really worked to catch a handful of fish each time out.  Mostly jigging with soft plastics that imitate crawfish.  I have been finding smallies off downed wood that reaches into deeper water.  Still we have been covering a lot of water to get strikes and fighting the darn wind.  I think the big blue sky also makes the lake fishing a little tougher as the fish may be neutral to non-aggressive and you have to make it easier for them to eat.  Back to trout fishing with the fly today as I will be fishing the Winooski.  Remember to clean your gear and keep the non-native species at home.  Have Fun , Willy